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If you own a home in San Diego County, a common question is how much you should budget for maintenance each year. In 2026, most homeowners spend about 1%–3% of their home’s value annually. With higher home prices in San Diego, that typically comes out to around $5,000 to $15,000+ per year, depending on the size, age, and condition of the home. Home maintenance includes routine tasks like plumbing checks, HVAC servicing, roof inspections, sealing windows, and general upkeep. W